Hi Marylee,
I really want to thank you for your help, This has been a hard process, but I really don’t think that I could of done ANY of this with out your help.

Thanks a Million

Liz

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Hey Josh,
Thanks for all your help. Your credit program worked better that I would have ever expected. We went from fair to excellent credit in a few short months. Awesome!

Josh Bowles
Junior Software and Web Developer

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WHAT?? I absolutely can’t believe that! I am truly stunned right now Josh! I wish I could of answered your call but dang it,I am always driving my little kiddies around when I get the good calls!! Wow,I can’t even thank you enough Josh for your credit simulator program,it totally saved us. I need to do it with my credit next,it is amazing.
We are so happy right now,I cant wait to get offering on houses! I have 4 that are in our price range which I love!
Talk to you soon,thanks again
Mindy

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I highly recommend “Home Sweet Home” Credit Coaching Services as part of “Josh Mettles Lending Team” and here is why: 

I’m a full-time Real Estate Agent and like many buyers was looking to buy a home in this fantastic buyers market.  I put in an offer on a short sale home, filled out a loan application with Josh, and had him pull my credit.  I found out my mid-credit score was 649.  I was stunned!   I hadn’t had a late payment since 2007 and thought my credit was better.  I really wanted to make sure I qualified for the best interest rate known to man (with interest rates currently around 4%) and with my score at 649 that wouldn’t do.  Josh told me I needed my mid-credit score to be at least 680 to qualify for this best interest rate.  I knew getting my score to this 680 level would save me tens of thousands in interest over the long haul of my loan.  So, I hired “Home Sweet Home” and they sat me down and I went over everything I could possibly do to quickly bump up my score.  Immediately, I did everything they asked and in 45 days I found my mid-credit score went up 48 points from 649 to a wopping 697.  I am now over the hump and will save tens of thousands on my home loan.  I will continue to recommend “Home Sweet Home”  and “Josh Mettle Lending Team” to all my clients whom I work with that are in need of higher credit.  Thanks “Home Sweet Home” and Josh Mettle Lending Team!”

Dave~

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Josh, Thank you for helping us to achieve our dream of homeownership. Kristen and Benjamin Smith – Salt Lake City, UT

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Marylee, Thank you very much. I’m very impressed with how seamless everything is running and how efficient everyone is. Kyle

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Simply put, when I have Josh and the team on the job, I know it will get done, every time.
Working with JML Team is painless.    Colby & Zoe Dyksman – Utah

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Thank you marylee the experience was an experience we will never forget you and your team made it as easy as possible… we appreciate everything and look forward to working with you in the future Thanks    C.Woods

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I will gladly refer my friends and family to Josh, as I have done in the past.   Stella Wordelman – Salt Lake City, UT

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Hi Marylee,   You and your team have surpassed our expectations. ……Walter Duran

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We would like to thank Josh for all of his hard work and honesty…qualities that are hard to come by these days. Jay and Heidi Hortin – Salt Lake City, UT

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Thank you so much Marylee, you’ve been great to work with.     Tanya Perkins

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